As part of planning for my trip (and, really, life in general) I engaged in a significant financial revision. Most notably, I paid off one credit card that I used to carry a balance on (the other one has a balance that’s too high to do that—although I expect it’ll be paid off in a year or so). So, for the last few months, I’ve been using that card for all my day to day expenses and then paying the balance in full at the end of the month on payday.*
This has some advantages, including a better cashback program than my debit card and I now have all my finances automated. Of course, the setup is only possible when I trust myself to limit my spending. I like to think I’ve developed a habit of carefully considering any purchase before making it, but I’m still keeping a close eye on myself just in case I slip into buying stuff I don’t need. (I’m not much for budgets, at least not more than a broad strategic plan, but building a habit—that is, internal motivation—is a good strategy for me.)
In other news, Pizza 2.0 went over quite well. The crust didn’t toss well, perhaps a result of its freezing and eventual thaw. But flour definitely made all the difference. It wasn’t a huge pizza, but I still ate 5/8 of it.
(I put a lot of green pepper and jalapeno slivers on the top.)
* On a related note, I’ve been getting paid monthly at my state job for the last two years, and I have to say, I love it. I was dubious at first—I’ve always been paid every two weeks or twice a month—but it has worked out nicely. Highly recommended.